/* ------------------------------------------------------------------
   Aarambh public website — header, hero, sections, footer.
   Loaded after app.css so it can extend the shared tokens.
   ------------------------------------------------------------------ */

/* Announcement bar ------------------------------------------------ */
.announce {
  background: var(--brand-primary);
  color: #fff;
  font-size: 0.82rem;
  text-align: center;
  padding: 0.45rem 1rem;
}
.announce__inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  flex-wrap: wrap;
}
.announce a { color: var(--brand-yellow); font-weight: 600; }

/* Utility bar ----------------------------------------------------- */
.utility-bar {
  background: var(--surface);
  border-bottom: 1px solid var(--border-color);
  font-size: 0.8rem;
  color: var(--text-muted);
}
.utility-bar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 38px;
  flex-wrap: wrap;
}
.utility-bar__contacts {
  display: flex;
  gap: 1.1rem;
  flex-wrap: wrap;
}
.utility-bar__contacts a {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  color: var(--text-muted);
  text-decoration: none;
}
.utility-bar__contacts a:hover { color: var(--brand-secondary); }

.lang-switch {
  display: inline-flex;
  gap: 0.15rem;
  align-items: center;
}
.lang-switch__item {
  padding: 0.15rem 0.55rem;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.76rem;
  text-decoration: none;
  color: var(--text-muted);
  letter-spacing: 0.02em;
}
.lang-switch__item:hover { background: #fff; color: var(--brand-primary); }
.lang-switch__item.is-active { background: var(--brand-primary); color: #fff; }

/* Masthead -------------------------------------------------------- */
.masthead {
  position: sticky;
  top: 0;
  z-index: 50;
  background: #fff;
  border-bottom: 1px solid var(--border-color);
  box-shadow: 0 2px 10px rgba(49, 54, 109, 0.05);
}
.masthead__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 76px;
}

.brand { display: flex; align-items: center; gap: 0.7rem; text-decoration: none; flex: none; }
.brand__mark {
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  border-radius: 12px;
  background: var(--brand-primary);
  color: var(--brand-yellow);
  font-weight: 800;
  font-size: 1.25rem;
  flex: none;
}
.brand__text { display: flex; flex-direction: column; line-height: 1.2; }
.brand__name {
  font-weight: 800;
  font-size: 0.95rem;
  color: var(--brand-primary);
  letter-spacing: 0.01em;
}
.brand__tag { font-size: 0.72rem; color: var(--text-muted); font-weight: 500; }

.masthead__nav { display: flex; align-items: center; gap: 0.15rem; }
.masthead__link {
  padding: 0.5rem 0.7rem;
  border-radius: 8px;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-primary);
  text-decoration: none;
  white-space: nowrap;
}
.masthead__link:hover { background: var(--surface-green); color: var(--brand-secondary); }
.masthead__link.is-active { color: var(--brand-secondary); }
.masthead__link.is-active::after {
  content: "";
  display: block;
  height: 2px;
  margin-top: 3px;
  background: var(--brand-orange);
  border-radius: 2px;
}

.masthead__actions { display: flex; align-items: center; gap: 0.5rem; flex: none; }
.masthead__burger {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid var(--border-color);
  border-radius: 10px;
  background: #fff;
  font-size: 1.25rem;
  cursor: pointer;
  color: var(--brand-primary);
}

.mobile-nav {
  display: none;
  border-top: 1px solid var(--border-color);
  background: #fff;
  padding: 0.5rem 1rem 1rem;
}
.mobile-nav.is-open { display: block; }
.mobile-nav__link {
  display: block;
  padding: 0.7rem 0.25rem;
  border-bottom: 1px solid var(--surface);
  color: var(--text-primary);
  text-decoration: none;
  font-weight: 600;
}

/* Hero ------------------------------------------------------------ */
.hero {
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, #31366d 0%, #1d2144 55%, #161936 100%);
  color: #fff;
  padding: 4.5rem 0 5rem;
}
.hero::before {
  content: "";
  position: absolute;
  inset: auto -10% -55% 55%;
  height: 520px;
  background: radial-gradient(circle, rgba(0, 168, 90, 0.35) 0%, transparent 68%);
  pointer-events: none;
}
.hero::after {
  content: "";
  position: absolute;
  inset: -35% 60% auto -12%;
  height: 460px;
  background: radial-gradient(circle, rgba(244, 135, 52, 0.22) 0%, transparent 70%);
  pointer-events: none;
}
.hero__inner { position: relative; z-index: 1; }
.hero__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  padding: 0.3rem 0.85rem;
  margin-bottom: 1.1rem;
  border: 1px solid rgba(255, 241, 20, 0.4);
  border-radius: 999px;
  background: rgba(255, 241, 20, 0.1);
  color: var(--brand-yellow);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.hero__title {
  margin: 0 0 0.85rem;
  max-width: 20ch;
  color: #fff;
  font-size: clamp(1.85rem, 4.6vw, 3.1rem);
  line-height: 1.18;
  letter-spacing: -0.01em;
}
.hero__title em { font-style: normal; color: var(--brand-yellow); }
.hero__sub {
  max-width: 56ch;
  margin: 0 0 1.6rem;
  color: rgba(255, 255, 255, 0.82);
  font-size: clamp(0.98rem, 1.6vw, 1.12rem);
}
.hero__actions { display: flex; flex-wrap: wrap; gap: 0.75rem; margin-bottom: 2.4rem; }
.hero__cta-ghost {
  border-color: rgba(255, 255, 255, 0.45);
  color: #fff;
}
.hero__cta-ghost:hover { background: rgba(255, 255, 255, 0.12); color: #fff; }

.hero__facts {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
  gap: 1px;
  max-width: 720px;
  margin: 0;
  padding: 0;
  list-style: none;
  border-radius: 14px;
  overflow: hidden;
  background: rgba(255, 255, 255, 0.14);
}
.hero__fact {
  padding: 1rem 1.1rem;
  background: rgba(255, 255, 255, 0.07);
}
.hero__fact-value {
  display: block;
  font-size: 1.35rem;
  font-weight: 800;
  color: #fff;
  line-height: 1.2;
}
.hero__fact-label {
  display: block;
  margin-top: 0.2rem;
  font-size: 0.74rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.62);
}

/* Section scaffolding -------------------------------------------- */
.section { padding: 3.5rem 0; }
.section--tint { background: var(--surface); }
.section--green { background: var(--surface-green); }
.section__head {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 1.25rem;
  margin-bottom: 2rem;
  flex-wrap: wrap;
}
.section__eyebrow {
  display: block;
  margin-bottom: 0.45rem;
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--brand-secondary);
}
.section__title { margin: 0; font-size: clamp(1.4rem, 3vw, 1.95rem); }
.section__sub {
  max-width: 62ch;
  margin: 0.5rem 0 0;
  color: var(--text-muted);
  font-size: 0.95rem;
}
.section__link {
  font-weight: 700;
  font-size: 0.88rem;
  color: var(--brand-primary);
  text-decoration: none;
  white-space: nowrap;
}
.section__link:hover { color: var(--brand-secondary); text-decoration: underline; }

.grid { display: grid; gap: 1.25rem; }
.grid--2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.grid--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.grid--4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }

/* Service / product cards ---------------------------------------- */
.svc-card {
  position: relative;
  display: flex;
  flex-direction: column;
  padding: 1.6rem 1.4rem;
  background: #fff;
  border: 1px solid var(--border-color);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  text-decoration: none;
  color: inherit;
  transition: transform 0.16s ease, box-shadow 0.16s ease, border-color 0.16s ease;
}
.svc-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(0, 168, 90, 0.35);
  color: inherit;
}
.svc-card__icon {
  display: grid;
  place-items: center;
  width: 52px;
  height: 52px;
  margin-bottom: 1rem;
  border-radius: 14px;
  background: var(--surface-green);
  font-size: 1.5rem;
}
.svc-card--loan .svc-card__icon { background: #fdeee2; }
.svc-card__title { margin: 0 0 0.5rem; font-size: 1.05rem; }
.svc-card__text {
  margin: 0 0 1rem;
  color: var(--text-muted);
  font-size: 0.9rem;
  flex: 1;
}
.svc-card__rate {
  display: flex;
  align-items: baseline;
  gap: 0.4rem;
  padding-top: 0.9rem;
  border-top: 1px dashed var(--border-color);
  font-size: 0.82rem;
  color: var(--text-muted);
}
.svc-card__rate strong { font-size: 1.15rem; color: var(--brand-secondary); }
.svc-card--loan .svc-card__rate strong { color: var(--brand-orange); }
.svc-card__more {
  margin-top: 0.75rem;
  font-weight: 700;
  font-size: 0.85rem;
  color: var(--brand-primary);
}

/* Trust strip ----------------------------------------------------- */
.trust-strip {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
  gap: 1.25rem;
}
.trust-item { display: flex; gap: 0.85rem; align-items: flex-start; }
.trust-item__icon {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  flex: none;
  border-radius: 12px;
  background: #fff;
  border: 1px solid var(--border-color);
  font-size: 1.15rem;
}
.trust-item__title { margin: 0 0 0.2rem; font-size: 0.95rem; }
.trust-item__text { margin: 0; font-size: 0.85rem; color: var(--text-muted); }

/* Promo band ------------------------------------------------------ */
.promo-band {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 2rem;
  align-items: center;
  padding: 2.5rem;
  border-radius: 20px;
  background: linear-gradient(120deg, #31366d 0%, #1d2144 100%);
  color: #fff;
  overflow: hidden;
}
.promo-band__title { color: #fff; margin: 0 0 0.75rem; }
.promo-band__text { color: rgba(255, 255, 255, 0.8); margin: 0 0 1.4rem; }
.promo-band__list {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 0.7rem;
}
.promo-band__list li {
  display: flex;
  gap: 0.6rem;
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.88);
}
.promo-band__list li::before {
  content: "✓";
  color: var(--brand-yellow);
  font-weight: 800;
}

/* Notices --------------------------------------------------------- */
.notice-list { display: grid; gap: 0.85rem; margin: 0; padding: 0; list-style: none; }
.notice-item {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  padding: 1.1rem 1.25rem;
  background: #fff;
  border: 1px solid var(--border-color);
  border-left: 4px solid var(--brand-secondary);
  border-radius: 10px;
}
.notice-item--pinned { border-left-color: var(--brand-orange); }
.notice-item__date {
  flex: none;
  min-width: 62px;
  text-align: center;
  padding: 0.35rem 0.4rem;
  border-radius: 8px;
  background: var(--surface-green);
  line-height: 1.1;
}
.notice-item__day { display: block; font-size: 1.15rem; font-weight: 800; color: var(--brand-primary); }
.notice-item__month {
  display: block;
  font-size: 0.68rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--text-muted);
}
.notice-item__body { min-width: 0; }
.notice-item__title { margin: 0 0 0.25rem; font-size: 0.98rem; }
.notice-item__summary { margin: 0; font-size: 0.85rem; color: var(--text-muted); }
.notice-item__flag {
  display: inline-block;
  margin-bottom: 0.3rem;
  padding: 0.1rem 0.45rem;
  border-radius: 4px;
  background: #fdeee2;
  color: #a8500f;
  font-size: 0.66rem;
  font-weight: 800;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

/* Gallery --------------------------------------------------------- */
.gallery-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 0.9rem;
}
.gallery-tile {
  position: relative;
  aspect-ratio: 4 / 3;
  overflow: hidden;
  border-radius: 12px;
  background: var(--surface-green);
  border: 1px solid var(--border-color);
}
.gallery-tile img { width: 100%; height: 100%; object-fit: cover; }
.gallery-tile__caption {
  position: absolute;
  inset: auto 0 0 0;
  padding: 1.6rem 0.8rem 0.6rem;
  background: linear-gradient(transparent, rgba(22, 25, 54, 0.8));
  color: #fff;
  font-size: 0.78rem;
  font-weight: 600;
}
.gallery-tile__placeholder {
  display: grid;
  place-items: center;
  height: 100%;
  color: var(--brand-secondary);
  font-size: 1.75rem;
}

/* FAQ ------------------------------------------------------------- */
.faq-list { display: grid; gap: 0.6rem; margin: 0; padding: 0; list-style: none; }
.faq-item {
  background: #fff;
  border: 1px solid var(--border-color);
  border-radius: 10px;
  padding: 0 1.1rem;
}
.faq-item__q {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1rem 0;
  font-weight: 700;
  font-size: 0.95rem;
  cursor: pointer;
  list-style: none;
  color: var(--brand-primary);
  transition: color 0.2s ease;
}
.faq-item[open] .faq-item__q {
  color: var(--mock-green, var(--brand-secondary));
}
.faq-item__q::-webkit-details-marker { display: none; }
.faq-item__q::after {
  content: "+";
  font-size: 1.25rem;
  font-weight: 400;
  color: var(--brand-secondary);
  flex: none;
}
.faq-item[open] .faq-item__q::after { content: "−"; }
.faq-item__a { padding: 0 0 1.1rem; margin: 0; font-size: 0.9rem; color: var(--text-muted); }

/* Calculator ------------------------------------------------------ */
.calc {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  background: #fff;
  border: 1px solid var(--border-color);
  border-radius: 18px;
  overflow: hidden;
  box-shadow: var(--shadow);
}
.calc__form { padding: 2rem; }
.calc__result {
  padding: 2rem;
  background: linear-gradient(150deg, #31366d 0%, #1d2144 100%);
  color: #fff;
}
.calc__result-label {
  margin: 0 0 0.3rem;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.6);
}
.calc__result-value {
  margin: 0 0 1.25rem;
  font-size: clamp(1.8rem, 4vw, 2.4rem);
  font-weight: 800;
  color: var(--brand-yellow);
  line-height: 1.1;
}
.calc__result-value span { font-size: 1rem; font-weight: 600; color: rgba(255, 255, 255, 0.7); }
.calc__breakdown {
  display: grid;
  gap: 0.7rem;
  margin: 0;
  padding-top: 1.1rem;
  border-top: 1px solid rgba(255, 255, 255, 0.16);
}
.calc__breakdown div { display: flex; justify-content: space-between; gap: 1rem; font-size: 0.88rem; }
.calc__breakdown dt { color: rgba(255, 255, 255, 0.7); }
.calc__breakdown dd { margin: 0; font-weight: 700; color: #fff; }
.calc__note { margin: 1.1rem 0 0; font-size: 0.76rem; color: rgba(255, 255, 255, 0.55); }

.tabs { display: flex; gap: 0.4rem; margin-bottom: 1.75rem; flex-wrap: wrap; }
.tabs__btn {
  padding: 0.55rem 1.1rem;
  border: 1px solid var(--border-color);
  border-radius: 999px;
  background: #fff;
  font: inherit;
  font-size: 0.86rem;
  font-weight: 700;
  color: var(--text-muted);
  cursor: pointer;
}
.tabs__btn:hover { border-color: var(--brand-secondary); color: var(--brand-secondary); }
.tabs__btn[aria-selected="true"] {
  background: var(--brand-primary);
  border-color: var(--brand-primary);
  color: #fff;
}

/* Footer ---------------------------------------------------------- */
.site-footer {
  margin-top: 0;
  padding-top: 3rem;
  background: #1d2144;
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.88rem;
}
.site-footer__grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 2rem;
  padding-bottom: 2.25rem;
}
.site-footer__brand { display: flex; gap: 0.7rem; margin-bottom: 1rem; }
.site-footer__name { font-weight: 800; color: #fff; font-size: 0.95rem; line-height: 1.3; }
.site-footer__reg { font-size: 0.76rem; color: rgba(255, 255, 255, 0.5); margin-top: 0.2rem; }
.site-footer__about { margin: 0 0 1rem; font-size: 0.84rem; color: rgba(255, 255, 255, 0.62); }
.site-footer__heading {
  margin: 0 0 1rem;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: #fff;
}
.site-footer__links { display: grid; gap: 0.55rem; margin: 0; padding: 0; list-style: none; }
.site-footer__links a { color: rgba(255, 255, 255, 0.72); text-decoration: none; font-size: 0.85rem; }
.site-footer__links a:hover { color: var(--brand-yellow); text-decoration: underline; }
.site-footer__contact { display: grid; gap: 0.7rem; margin: 0; padding: 0; list-style: none; }
.site-footer__contact li { display: flex; gap: 0.55rem; font-size: 0.85rem; }
.site-footer__contact span:first-child { color: var(--brand-yellow); flex: none; }
.site-footer__contact a { color: rgba(255, 255, 255, 0.78); text-decoration: none; }
.site-footer__contact a:hover { color: var(--brand-yellow); }
.site-footer__social { display: flex; gap: 0.5rem; margin-top: 1rem; }
.site-footer__social a {
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.09);
  color: #fff;
  font-size: 0.8rem;
  font-weight: 700;
  text-decoration: none;
}
.site-footer__social a:hover { background: var(--brand-secondary); }
.site-footer__bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding: 1.1rem 0;
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  flex-wrap: wrap;
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.5);
}
.site-footer__bottom a { color: rgba(255, 255, 255, 0.6); text-decoration: none; }
.site-footer__bottom a:hover { color: var(--brand-yellow); }

/* Page hero (inner pages) ---------------------------------------- */
.page-hero {
  padding: 2.75rem 0;
  background: linear-gradient(120deg, #31366d 0%, #1d2144 100%);
  color: #fff;
}
.page-hero__title { margin: 0 0 0.5rem; color: #fff; font-size: clamp(1.5rem, 3.4vw, 2.3rem); }
.page-hero__sub { margin: 0; max-width: 62ch; color: rgba(255, 255, 255, 0.78); font-size: 0.95rem; }
.breadcrumb {
  display: flex;
  gap: 0.4rem;
  flex-wrap: wrap;
  margin: 0 0 0.9rem;
  padding: 0;
  list-style: none;
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.55);
}
.breadcrumb a { color: rgba(255, 255, 255, 0.75); text-decoration: none; }
.breadcrumb a:hover { color: var(--brand-yellow); }
.breadcrumb li + li::before { content: "/"; margin-right: 0.4rem; opacity: 0.5; }

/* Public forms ---------------------------------------------------- */
.form { display: grid; gap: 1rem; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.form-group { display: grid; gap: 0.35rem; }
.form-group label { font-weight: 600; font-size: 0.85rem; color: var(--text-primary); }
.form-group .req { color: var(--brand-orange); }
.form-input,
.form-select,
.form-textarea {
  width: 100%;
  padding: 0.65rem 0.85rem;
  border: 1px solid var(--border-color);
  border-radius: 10px;
  background: #fff;
  font: inherit;
  font-size: 0.92rem;
  color: var(--text-primary);
}
.form-input:focus-visible,
.form-select:focus-visible,
.form-textarea:focus-visible {
  border-color: var(--brand-secondary);
  outline: 3px solid rgba(0, 168, 90, 0.18);
  outline-offset: 0;
}
.form-textarea { resize: vertical; min-height: 96px; }
.form-check {
  display: flex;
  gap: 0.55rem;
  align-items: flex-start;
  font-size: 0.85rem;
  color: var(--text-muted);
  cursor: pointer;
}
.form-check input { margin-top: 0.3rem; }
.form-honeypot {
  position: absolute;
  left: -9999px;
  opacity: 0;
  height: 0;
  overflow: hidden;
}
.form-hint { font-size: 0.76rem; color: var(--text-muted); margin: 0; }
.form-success, .form-error {
  padding: 0.85rem 1rem;
  border-radius: 10px;
  font-size: 0.9rem;
  font-weight: 600;
}
.form-success { background: var(--surface-green); color: var(--success); }
.form-error { background: #fdeaea; color: var(--danger); }

/* Contact / branches ---------------------------------------------- */
.contact-list,
.branch-list { display: grid; gap: 0.9rem; margin: 0 0 1.25rem; padding: 0; list-style: none; }
.contact-list li { display: flex; gap: 0.65rem; align-items: flex-start; font-size: 0.92rem; }
.contact-list span:first-child { flex: none; }
.contact-list a { color: var(--brand-primary); text-decoration: none; font-weight: 600; }
.contact-list a:hover { color: var(--brand-secondary); }
.branch-list li {
  padding: 1rem 1.1rem;
  background: #fff;
  border: 1px solid var(--border-color);
  border-radius: 12px;
  box-shadow: var(--shadow);
}
.branch-list .chip { margin-left: 0.5rem; }

/* Prose (CMS content) ---------------------------------------------- */
.prose { color: var(--text-primary); font-size: 0.97rem; }
.prose h2, .prose h3 { margin-top: 1.5rem; }
.prose p { margin-bottom: 1em; }
.prose ul, .prose ol { padding-left: 1.3rem; margin-bottom: 1em; }
.prose a { color: var(--brand-secondary); }
.prose strong { color: var(--brand-primary); }
.prose blockquote {
  margin: 1em 0;
  padding: 0.6rem 1rem;
  border-left: 4px solid var(--brand-orange);
  background: var(--surface);
  border-radius: 0 10px 10px 0;
}

/* Responsive ----------------------------------------------------- */
@media (max-width: 1080px) {
  .site-footer__grid { grid-template-columns: 1fr 1fr; }
  .masthead__nav { display: none; }
  .masthead__burger { display: block; }
  .masthead__actions .btn { display: none; }
}

@media (max-width: 860px) {
  .grid--3, .grid--4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .promo-band { grid-template-columns: 1fr; padding: 1.75rem; }
  .calc { grid-template-columns: 1fr; }
  .hero { padding: 3rem 0 3.5rem; }
  .section { padding: 2.5rem 0; }
}

@media (max-width: 620px) {
  .grid--2, .grid--3, .grid--4 { grid-template-columns: 1fr; }
  .site-footer__grid { grid-template-columns: 1fr; gap: 1.75rem; }
  .utility-bar__contacts { gap: 0.75rem; }
  .brand__tag { display: none; }
  .hero__actions .btn { flex: 1 1 100%; }
}