For a local society • For a secure future
વિશ્વાસ સાથે વિકાસ તરફ…
Secure deposits, easy loans and support for social development in Vav and surrounding villages.
Easy and reliable loans
Special membership benefits
Social and all-round development
- 500+ Satisfied members
- ₹8+ કરોડ Deposits
- X+ કરોડ Loan distribution
- X+ વર્ષ Trust & service
- X+ Villages served
- X+ Active accounts
Our Main Services
Complete support for your financial needs
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Deposit Schemes
Choose the right deposit options for your savings.
🌿Fixed Deposit (FD)
Plan savings for a fixed tenure.
📅Recurring Deposit (RD)
Strengthen your future with regular savings.
💼Loan Schemes
Explore loan options for farming, business and personal needs.
👥Membership
Apply to join the Aarambh family.
🧮EMI Calculator
Easily calculate your loan's monthly EMI.
Small Savings, Big Future
Explore Deposit Schemes →Make Your Dreams Come True
Apply for Loan →About Aarambh
Trust • Cooperation • Development
The Aarambh Credit and Consumers Co-operative Society Ltd. serves members with transparent deposit and loan products, guided by cooperation and community development.
- Secure and reliable management
- Secure and reliable management
- Secure and reliable management
- Secure and reliable management
Loan Schemes
Support for your growth
Personal Loan
Meet family, medical or education expenses without pledging an asset.
Gold Loan
Pledge household gold jewellery and get funds the same day.
Business Loan
Working capital for shops, trading and small manufacturing units.
Agriculture loan
More loan schemes
Deposit Schemes
Best investment for a secure future
Savings Account
A simple share-linked savings account for everyday deposits and withdrawals.
Fixed Deposit
Lock in a lump sum for a fixed term and earn a higher, predictable return.
Recurring Deposit
Save a fixed amount every month and build a corpus over time.
FD Calculator
Plan savings for a fixed tenure.
RD Calculator
Strengthen your future with regular savings.
Become a Member
Join the society, get more benefits
- Members' interests come first
- Secure and reliable management
- Support for social and rural development
- Transparent and responsible operations
News & updates
View all notices →-
Annual General Meeting of Members
All members are invited to the Annual General Meeting at the head office. Agenda and annual accounts will be tabled for adoption.
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Revision of Deposit Interest Rates
Approved rates for fixed and recurring deposits have been revised. The new rates apply to deposits opened on or after the effective date.
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KYC Update Reminder for Members
Members whose identity or address documents have expired are requested to update their KYC at the branch.
Gallery
A glimpse of our activities
Village & community development
Financial literacy
Secure future
Your trust, our strength
A stronger cooperative community
Frequently Asked Questions
View all →Who can become a member of the society?
Any individual above 18 years of age who agrees to the society’s bye-laws can apply for membership. You will need proof of identity, proof of address, and a photograph. Membership is confirmed after the managing committee reviews the application.
What documents do I need for a loan?
For most loans you need identity proof, address proof, recent bank statements, and income proof. Gold loans require the ornaments for valuation. Business loans additionally need financial statements and, where applicable, GST returns. The branch will give you the exact checklist for the scheme you choose.
How do I check the status of my application?
When you submit a membership application or a grievance online you receive a reference number. Keep it safe and enter it on the status page to see the current stage. You can also call the office during working hours with the same reference number.
Is my deposit insured?
Deposit insurance depends on the society’s registration and its arrangements. Please ask at the branch for the current position in writing before you open a deposit, so that you have the information specific to your account.
How do I file a grievance?
Use the grievance form on this website, or write to the branch. You will receive a reference number immediately. The society aims to acknowledge every grievance within three working days and to resolve it within the period stated in its grievance policy.